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The British fintech Revolut works on a credit basis and, in addition to the classic transfer, also allows money to be deposited into the account using Apple Pay, Google Pay or credit card. Problems can arise here if you use a Visa card when making a deposit (even indirectly via Apple Pay/Google Pay).
According to Revolut, it had to change the classification of transactions. After September 30th, many card issuers may therefore stop attempts to deposit money into the Revolut account. According to Revolut, this applies to deposits into the account with a saved card, as well as via Apple Pay or Google Pay as well as via a payment link.
In the past few weeks, depending on the top-up amount, I have actually had the issue of ING Visa top-ups failing frequently, depending on the amount. Support informed me that the card protection would take effect automatically. According to Revolut, Mastercards are not affected. As is well known, you can also top up your account via bank transfer.
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